The POME method
A clear, structured, results-driven approach to optimising your occupational pension.
Potential
Objective
Measure
Evolve
Define your POTENTIAL
Identify the untapped levers in your occupational pension. Every franc counts for your future: on an insured salary of CHF 64'260*, a gap in quality can amount to as much as CHF 350'000 at retirement.
What isn't accumulated is lost. Find out how much more you could be earning.
Set your OBJECTIVES
Clarify your expectations and priorities. Maximum security or optimised returns? Early retirement or a higher pension? We help you set clear, realistic goals that fit your personal and professional circumstances.
Clear objectives lead to informed decisions.
MEASURE your performance
Evaluate the return and efficiency of your investments with the MESI index. Our proprietary methodology measures your pension against its true potential, not merely the regulatory minimum.
Across the 100+ solutions we have analysed, the MESI index reveals the potential left untapped.
EVOLVE and optimise
Adjust and optimise your choices to reach your long-term goals. Action is what drives progress: we help you put the improvements we have identified into practice.
Grow what you have built. Take action.
* Median insured salary: Swiss median salary (CHF 90'720) minus the coordination deduction (CHF 26'460).
The MESI index
Measurement of Investment Strategy Efficiency
A single indicator that benchmarks the true potential of your pension
The MESI index assesses the potential performance of a pension strategy by simulating hundreds of allocations that comply with Swiss law (OPP2).
Each allocation follows the same rules but weights the asset mix differently. Comparing their results over twenty years gives us a distribution of possible outcomes.
The median represents the “conventional” strategy, while the top of the distribution shows what remains untapped.
MESI measures this gap and reveals how much better your strategy could perform under the same conditions.
Performance distribution (20 years)
The MESI gap measures the distance between your current strategy and the best it could achieve.