LPP retirement simulator
Estimate your retirement capital and pension under a range of return scenarios. Compare the Swiss average against the Qualipension potential.
Simulation parameters
LPP retirement assets accumulated to date
Salary insured under the LPP
Swiss average: 2.8% | Qualipension: 4.8%
Statutory LPP rate: 6.8% (and falling)
Scenario comparison at age 65
| Scenario | Interest rate | Capital at age 65 | Annual pension |
|---|---|---|---|
Custom | 2.0% | CHF 697'097 | CHF 40'432 |
Swiss average | 2.8% | CHF 839'077 | CHF 48'666 |
Qualipension | 4.8% | CHF 1'367'244 | CHF 79'300 |
Capital growth over time
From age 30 to 65
Annual pension comparison
Projected annual pension at age 65
Cumulative loss on retirement assets
Difference between Qualipension capital (4.8%) and your rate (2%)
Every year at a lower interest rate means a permanent loss of retirement capital.
Act now to optimise your 2nd pillar!
About this simulator
This simplified simulator illustrates the impact of credited interest on your retirement capital. Calculations assume annual compounding and a constant contribution rate.
Note: In practice, LPP retirement credits vary with age (7% at ages 25-34, rising to 18% at 55-65). For simplicity, this simulator applies a single average rate.