Our services: expertise tailored to every need
At QUALIPENSION, we help companies, institutions and individuals get the most out of their occupational pension arrangements. Explore the solutions we offer for each profile.
Companies: assess and improve your pension provision
Whether you are a pensions manager, business owner, CFO or HR director, we help you analyse and strengthen your current pension arrangements. Our approach gives you a clear picture of where you stand, along with practical levers for optimising your pension fund.
How we can help
- Assessment of your current solution using the MESI index, to identify strengths and weaknesses.
- Setting up an autonomous pension fund: we guide you through the choice of an independent actuary, an administrator and a custodian bank, and through the design of a suitable investment strategy.
- Pension optimisation: bespoke allocation plan, full oversight of the fund, substantial savings.
Annualised return
On an average Swiss annual salary of CHF 64'260 to CHF 90'720, after the coordination deduction of CHF 26'460, the potential shortfall at retirement can reach CHF 350'000.
The Qoqa pension fund
We supported Qoqa in transforming its pension provision. After several discussions with the board, the company decided to move away from its life-insurance solution, join our partner FCT and set up its own autonomous fund.
What we did:
- Appointment of an independent actuary
- Allocation plan tailored to the fund's structure
- Setting up employer and employee committees
BEFORE
- No control over the fund
- Limited returns — LPP minimum only (0.75%)
- A costly solution
- No differentiated plans for employees
AFTER
- 11% performance in 2025
- Full control over the fund
- Investment plan aligned with the company's structure
- Precise portfolio tracking
- Savings of hundreds of thousands of francs per year
- Better, more attractive plan for employees
Pension institutions: challenge and improve your plan
Do you run a pension fund or a pension institution and want to optimise performance while bringing costs down? We help you challenge existing strategies and implement innovative, tailor-made solutions.
What we offer
- In-depth analysis with the MESI index
An objective benchmark of how your allocations perform against the market, and how efficiently. - Management optimisation and fee reduction
We pinpoint inefficiencies and recommend ways to bring management costs down. - Advanced investment solution: Prisma Beyonder
Powered by artificial intelligence with 401 possible allocations for an optimised, dynamic investment plan.
Key figures
Institutions analysed
Years of experience
YTD performance
Market Equivalent Statistical Index
A regional industrial institution
We worked with an industrial company that already ran its own pension fund, helping it improve the management and reporting of its investments.
What we did:
- Implementation of reporting tools for every fund the institution invests in
- Creation of dedicated reporting for its direct Swiss equities mandate
- Advice on selecting new funds aligned with the fund's strategy
- Launch of, and investment in, Prisma Beyonder — delivering 6% performance in 2025
- Support for the manager in engaging the board of trustees and improving governance
THE RESULTS
- Full, transparent view of all funds
- Better asset allocation and easier monitoring
- Optimised performance tailored to the fund's profile
- Strategic support for the board of trustees
Individuals: understand and improve your pension
Your pension is a critical part of your financial security. We help you understand your rights, identify potential losses and optimise your investments in preparation for a comfortable retirement.
Our services
- Full analysis of your pension solution
Check whether your current plan meets your retirement needs and goals. - Support in discussions with your employer
Advice on how to engage your board of trustees and improve your pension plan. - Review of your pension certificates
We check your vested benefits, your contributions and the quality of the underlying investments. - Innovative 3rd pillar solution
Invest like Switzerland's best pension funds through our partnership with Bancor 3a, so your assets are optimally managed. - Free questionnaire
Receive an initial personalised assessment in just a few minutes.
Confidentiality and expertise
We analyse your company plan in complete confidence and advise you on the best way to approach your board of trustees. With our expertise, you can optimise your pension safely and effectively while also benefiting from innovative 3rd pillar solutions.